Mortgage Calculators Canadian Mortgage Rates January 21st 2021 1 year Fixed 1.64%* 2 year Fixed 1.64%* 3 year Fixed 1.64%* 4 year Fixed 1.64%* 5 year Fixed 1.74%* 5 year Variable 1.70%* Home Equity Line 2.95%* Download Our Mortgage App.