Meet The Team Ryan Kirwan Principal Broker FSCO License # M08007739 HQ Mortgages Inc. License# 12174 705-588-4747 705-626-9442 ryan@hqmortgages.ca www.hqmortgages.ca Rico Johnston Mortgage Broker FSCO License # M08009871 HQ Mortgages Inc. License# 12174 705-588-4747 705-626-0842 rico@hqmortgages.ca www.ricojohnstonhq.com Cara Holden Mortgage Agent FSCO License # M08003595 705-588-4747 613-803-9779 cara@hqmortgages.ca www.hqmortgages.ca Donna Desforges Office Manager/Mortgage Agent FSCO License# M14002054 HQ Mortgages Inc. License# 12174 705-588-4747 705-988-4446 donna@hqmortgages.ca www.hqmortgages.ca Gerry Pilon Processor/Mortgage Agent FSCO License# M08006824 HQ Mortgages Inc. License# 12174 705-588-4747 gerry@hqmortgages.ca www.ricojohnstonhq.com Cassandra Young Underwriter/Mortgage agent FSCO License# M19002251 HQ Mortgages Inc. License# 12174 705-588-4747 cassandra@hqmortgages.ca www.hqmortgages.ca Canadian Mortgage Rates April 15th 2021 1 year Fixed 1.84%* 2 year Fixed 1.54%* 3 year Fixed 1.54%* 4 year Fixed 1.79%* 5 year Fixed 2.09%* 5 year Variable 1.45%* Home Equity Line 2.95%* Download Our Mortgage App.