10 Things to Know About Your New Neighbourhood

Choosing Your New Neighbourhood It doesn’t matter whether or not you are the type that intends to interact with individuals in your community, your new neighbourhood impacts the enjoyment of your home. Rules and regulations in the area, the demographics of the neighbours, and the way the community intends to grow all have a bearing. […]

Buying a House

BUYING YOUR HOME If you are buying an older home, it is always a good idea to have a professional home inspection done before you make the purchase. A home inspection will give you a complete understanding of the condition of the home you are buying before you buy it. To help you protect that […]

10 Closing Costs When Buying a Home

CLOSING COSTS TO EXPECT First-time-home buyers expect to make a down payment in order to finalize the purchase of their home, but some overlook the fact that there are closing costs that must also be paid before they’ll be able to move in. Having a firm understanding of these potential closing costs is incredibly important, […]

Location, Location, Location

There is an old Canadian joke that says the three most important things in choosing a home are: location, location, location!

10 Things to Consider Before Your Mortgage Renewal

HOW TO HANDLE YOUR MORTGAGE RENEWAL It might seem like the easy option at the time of mortgage renewal is just to accept whatever rate and terms your existing lender offers you. Without even stepping foot in a financial institution, you’ll receive a letter, and if you sign and return it, your renewal will be […]

10 Great Reasons To Get Critical Illness Insurance

We live in a world that is filled with the uncertainty of what might happen. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.

Learn Before You Leap

MAKING EDUCATED MORTGAGE DECISIONS Owning your own home is an exciting proposition, but it’s important to understand what is involved before you know whether home ownership is for you – you need to make educated mortgage decisions to make sure you can comfortably afford a mortgage long-term. The worst mistake you can make as a […]

10 Benefits of Mortgage Insurance

UNDERSTANDING MORTGAGE INSURANCE Mortgage insurance is one of those things that many homeowners pass by, simply because they are unwilling to add any additional cost commitment to their financial output. Mortgage insurance may not be the right option for every home buyer, but it is something that all individuals should learn about and consider carefully. […]

10 Ways To Make Your Home More Energy-Efficient

IS YOUR HOME ENERGY-EFFICIENT? Whether you are aware of it or not, your home may be using higher levels of energy than is really necessary. Allowing your household to expend extra energy can have negative consequences on the environment, and on your wallet. Some factors that relate to poor energy-efficiency can also contribute to a […]

10 Great Reasons to Use a Mortgage Broker

Here’s 10 Reasons why you should use a Mortgage Broker Anyone that has used a mortgage broker in the past understands just how valuable such a service provider can be, whether you are buying your first home or renewing your mortgage. There are many false perceptions about using a mortgage broker that come from a […]