10 Great Reasons To Buy Life Insurance

If you are looking to obtain Life Insurance or would like a second opinion about existing insurance coverage, an insurance advisor on our team can help. We can review your information and policy and give you an analysis of what exactly it is that you should have and determine whether the policy you have is the correct one for you and your family. We can also assist your loved ones in the event of a claim. In these situations, we understand that it is a difficult time for everyone involved and we will handle things in a sensitive manner.

Rent or Buy a Home?

To rent or buy a home? That is the question. Most Canadians at some time in their lives have probably asked themselves whether it is better to rent or buy a home. Purchasing a home is one of the biggest decisions most people ever make in their lives. Ultimately, it is a personal choice; however, […]

Can You Afford to Buy a Home?

What size mortgage can you afford? The first thing any prospective homebuyer needs to do is determine whether they can afford to buy the home they want. A down payment of 20 percent or more will qualify you for a conventional mortgage. If it is less than 20 percent, the mortgage must be insured with […]

Understanding your Credit Report

Credit Reports A credit report is a history of how consistently you pay your financial obligations. It is created when you first borrow money or apply for credit and is built over time. The companies that lend and collect money or issue credit cards (banks, finance companies, credit unions, retailers, etc.) send credit reporting agencies […]

Choosing the Right Mortgage for You

CHOOSING THE RIGHT MORTGAGE FOR YOU There are many options to choose from when you get a mortgage, from the term (this is the length of time that the agreed-upon mortgage contract conditions, including interest rate, will be fixed. It can vary from six months to 10 years) to the amortization period (the length of […]

10 Steps to Buying a Home

Tips for buying a home? Buying a home is exciting, but if you are not familiar with the process, it can also be overwhelming. There are many different components of home buying that can help determine whether you are making a wise financial investment, and buying a home that you will be happy in for […]

10 Great Reasons To Use An Insurance Advisor

https://www.youtube.com/watch?v=NEULiPPGajY&feature=emb_title&ab_channel=TheMortgageWeb CUSTOMER SERVICE HOW AN INSURANCE ADVISOR CAN HELP YOU 1. PERSONAL SHOPPERS Just as your mortgage agent shops the market for the best possible mortgage, Life Insurance Advisors can do the same thing with Insurance Carriers. We can review many different Insurance companies for not just the best rates, but the best coverage, and […]

10 Things to Know About Your New Neighbourhood

Choosing Your New Neighbourhood It doesn’t matter whether or not you are the type that intends to interact with individuals in your community, your new neighbourhood impacts the enjoyment of your home. Rules and regulations in the area, the demographics of the neighbours, and the way the community intends to grow all have a bearing. […]

Buying a House

BUYING YOUR HOME If you are buying an older home, it is always a good idea to have a professional home inspection done before you make the purchase. A home inspection will give you a complete understanding of the condition of the home you are buying before you buy it. To help you protect that […]

10 Closing Costs When Buying a Home

CLOSING COSTS TO EXPECT First-time-home buyers expect to make a down payment in order to finalize the purchase of their home, but some overlook the fact that there are closing costs that must also be paid before they’ll be able to move in. Having a firm understanding of these potential closing costs is incredibly important, […]