Buying a House

BUYING YOUR HOME If you are buying an older home, it is always a good idea to have a professional home inspection done before you make the purchase. A home inspection will give you a complete understanding of the condition of the home you are buying before you buy it. To help you protect that […]

10 Great Reasons To Use An Insurance Advisor CUSTOMER SERVICE HOW AN INSURANCE ADVISOR CAN HELP YOU 1. PERSONAL SHOPPERS Just as your mortgage agent shops the market for the best possible mortgage, Life Insurance Advisors can do the same thing with Insurance Carriers. We can review many different Insurance companies for not just the best rates, but the best coverage, and […]

Choosing the Right Mortgage for You

CHOOSING THE RIGHT MORTGAGE FOR YOU There are many options to choose from when you get a mortgage, from the term (this is the length of time that the agreed-upon mortgage contract conditions, including interest rate, will be fixed. It can vary from six months to 10 years) to the amortization period (the length of […]

Understanding your Credit Report

Credit Reports A credit report is a history of how consistently you pay your financial obligations. It is created when you first borrow money or apply for credit and is built over time. The companies that lend and collect money or issue credit cards (banks, finance companies, credit unions, retailers, etc.) send credit reporting agencies […]

Can You Afford to Buy a Home?

What size mortgage can you afford? The first thing any prospective homebuyer needs to do is determine whether they can afford to buy the home they want. A down payment of 20 percent or more will qualify you for a conventional mortgage. If it is less than 20 percent, the mortgage must be insured with […]

Rent or Buy a Home?

To rent or buy a home? That is the question. Most Canadians at some time in their lives have probably asked themselves whether it is better to rent or buy a home. Purchasing a home is one of the biggest decisions most people ever make in their lives. Ultimately, it is a personal choice; however, […]

10 Great Reasons To Buy Life Insurance

Considering Life Insurance? We live in a world that is filled with the uncertainty of what might happen. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used […]

10 Tips For Establishing A Green Home

Green Home Initiatives These days going green has become a popular lifestyle trend. Whether you are truly hoping to be more eco-conscious and reduce your toll on the environment; wish to lower your bills related to consumption; or hope to make the home more eco-friendly to appeal to buyers when it is for sale, there […]

10 Things to do Before Listing Your Home For Sale

TIME TO SELL: LISTING YOUR HOME When you’ve been living on a specific property for a while, it becomes more than just your house – it is your home. It is the place that you make many cherished family memories, and that makes it hard to look at the home objectively once it comes time […]

The ABCs of condominiums

THE ABCs On Condominiums As anyone who’s ever looked into buying a condo knows, there are almost as many types of condos as there are kinds of people. Residential condominiums can range from high- and low- rise apartment buildings to townhouses, duplexes, triplexes, single detached homes, freehold plots or even mixed-use condominiums that include retail […]