The majority of Deeply Discounted Online Mortgage Rates (including this site) have one or more of the following restrictions:
- Fully Closed Mortgage.
- Minimum Mortgage threshold.
- “Must close by certain date” offers.
- Rates only offered in certain areas.
- High Prepayment Penalties.
- Low Prepayment Privileges.
- Registered as Collateral Charge.
- High Ratio Only.
- Plus more.
Before you decide on one of these low mortgage rate products, chat with us first to see if it makes sense for your particular situation.